Comments on: Chase Freedom: Unspoken Limits and Exclusions

By: Buttox

Buttox — Tue, 18 Nov 2008 06:10:56 +0000

Have to agree than interest rate is irrelevant. Annual fee is valid point. But how can you not like reward cards? i charge everything i would normally buy on my cards and pay in full each month. I get $25 from amazon every one or two months plus a good pair of air tickets each month all for just remembering to pay on time. whats not to like?

By: Greg

Greg — Tue, 18 Nov 2008 00:06:35 +0000

I really don’t like any of these rewards type cards except for the rewards program that Regions Bank has: you actually get cash back on your purchases at specific stores and it’s deposited into your account the next day!

By: Marsi

Marsi — Tue, 23 Sep 2008 09:17:42 +0000

To Chris W: As far as I am aware charging the “International Transaction Fee” started 1-2 years ago and is NOT a Chase “invention” – ALL credit cards charge it now! So before you go off and get a Capitol One card you better call them and find out if it is not standard to charge 3% ANYWHERE outside the US border (even if the country uses/accepts the US dollar)!

By: Chris W

Chris W — Mon, 21 Apr 2008 03:10:40 +0000

I’ve made over $700 over the past 3 years off of chase rewards. Just for spendign money that I would have spent anyway. I don’t carry a balance… ever.

All in all, Chase is one of the most corrupt banking companies out there. So corrupt and miserly that they have largely stayed afloat in the sub-prime fallout. The only thing that they’ve swindled me on is the “international transaction fee”. I am traveling to Bermuda – The currency is the British Pound, but in reality they use the U.S. dollar. Even though there is no currency conversion, they will charge me 3% on all purchases. BS.

I’m going to have to get a Capital One card before I go. Chase may stay in business, but its customers can’t wait for the opportunity to twist a knife in their backs.

By: Mark J Smith

Mark J Smith — Thu, 29 Nov 2007 02:04:07 +0000

The Cards rebate con is only half the problem. Did anyone note that Kmart, Walmart and Meijers DO NOT QUALIFY for the 3% rebate! That is absolutely correct, they are classified as “Discount Stores”. I did not find this out until I scanned my card activity and saw that they had “(Other)” after each transaction instead of “Department Store” which is what I was expecting. In fine print on the back of the letter it says “Discount Stores” do not qualify for the additional 2% rebate. The 3 largest store chains in the world and they do not qualify? I had to call Chase 3 times to get this answer and they already knew my question (very quick answer!).
This is extremely misleading advertising.