This need for speed is normal (like everyone needs a 42" flat panel TV ;-) )but there are a few caveats that even the 'squint print' doesn't tell you.

(1) the InterNet is a spider web of gateways and depending on whether a gateway is down or traffic, things can get very circuitous. If you're in NYC and attempting to connect with a server in LA, you could be routed through London, England or Sydney, Australia! It almost never follows a straight line.

Try doing a trace route and you'll be astounded at the number of hops and latency.

(2) Cable, offers very fast packages but you're sharing bandwidth with your neighbors and 4-11PM is prime time and will be slow compared to say after midnight.

(3) DSL, the speed DEPENDS on the distance to the C.O. (Company Office..->switching station). ADSL maxes out at 12,000 feet. So, the closer you are to the C.O. the faster the speed. Always ask your potential ISP how far am I to the C.O.?
(some Telcos will have repeaters to offset this)

I have a 5meg connection ($45/mth) and share it with two of my neighbors. Running a Wi-Fi network, they're getting a solid 1meg connection and charge them each $10/month. I do all the maintenance (which isn't much) and we're all happy as clams. ;-)

Suggest others do likewise.

Disclaimer: some cable/dsl suppliers take a dim view of this practice and can 'throttle' you down....but quite easy to make the wireless router 'transparent'. ;-) ;-)