This reminds me of FreeCreditReportsInstantly.com, which promises you a “Free 3-in-1 Credit Reportâ€ plus $25,000 identity theft insurance - for free.

But when you check the fine print you learn that to get your free credit report,you have to sign up for their "Privacy Matters 1-2-3," which costs $29.95 per month and is charged to your credit card.

Before assuming that "free" really means free, check the fine print.