Credit card issuers/banks have no interest in consumer protection to be sure. But retailers or consumers who want to go back to an all cash system are short sighted. Most retailers do their greatest business during the holiday season. Cash transactions take much longer than credit transaction. Imagine the lines of customers seething at the amount of time they are spending in line as the customer at checkout complains s/he didn't get the correct change back or after ringing up $233 in sales realizes s/he is a few dollars short or the cashier has to call the manager over because s/he doesn't have enough ones or tens to make change. Retailers wanted us to go toward credit cards and moved society in that direction. If they want to make it inconvenient on the consumer now, I say we pay for all our transactions in pennies. But if you have ever tried paying for a transaction with rolled coins, guess what? Many retailers won't accept that form of cash.