i recently recieved a change of term on my chase card stating that my prime for life card would now be considered a prime plus 3.99% which i don't know if it is legal due to the fact that this was originally a wachovia acct bought out by chase. years ago the notice claims the reason is to make my acct a more profitible acct. does anyone know if they can change the terms being that my original contract was with wachovia.let me know thank you.