You guys are hilarious. Of course this isn't a good card if you don't spend a lot. Isn't that how most cash back cards are? The more you spend, the more you get. For those, like me, who spend ~$6,000 a month, this card is gold. You can't beat it. Amex isn't lying. You're just being stupid if you don't read the fine print. Everyone knows what you're getting when you sign up, it's right there in the writing. Why would you sign up for a card and not read the fine print? Every company has these types of restrictions and disclosures. You're acting like Amex invented it or something. It's all about sifting through the disclosures and rates and deciding for yourself what's the best card. This card is great for people who spend a lot. If you buy $2,000 in groceries a year you're not EVER going to find a card that will pay you high rates.