I've made over $700 over the past 3 years off of chase rewards. Just for spendign money that I would have spent anyway. I don't carry a balance... ever.

All in all, Chase is one of the most corrupt banking companies out there. So corrupt and miserly that they have largely stayed afloat in the sub-prime fallout. The only thing that they've swindled me on is the "international transaction fee". I am traveling to Bermuda - The currency is the British Pound, but in reality they use the U.S. dollar. Even though there is no currency conversion, they will charge me 3% on all purchases. BS.

I'm going to have to get a Capital One card before I go. Chase may stay in business, but its customers can't wait for the opportunity to twist a knife in their backs.