"That’s why you hire a good insurance agent, lawyer or just plain learn to READ!!! Anything less is . . .
well, STUPID!!!!!"

If I spent the money to hire a lawyer to go over a 5500 word contract written in legal jargan, he'd tell me
the contract was not worth it's salt but I'd still be out about the same amount of money to pay his bill. I
don't know of any insurance agents who are going to read this out, they would rather spend the time to sell
their service.

I'm definitely not stupid, but if I had to sit down and try to slog my way through all that, I'd probably fall
asleep and miss something, too. These shisters purposely write these contracts with this in mind. Either you
can't afford to have someone read and define it for you, don't have the time to read it yourself, or can't get
past the legal terms to really understand it.

That's not stupid and these people aren't stupid. This is slick cunning and boarderline dishonest.