"Suggesting that this is an offer for stupid people suggests that the people are at fault for this, rather than the company that’s advertising deceptively. And the company in this case is known for deceptive advertising."

The scary thing here, is that this is a company that is supposed to be watching and reporting consumer credit.

If one of the credit bureaus has a reputation for being deceptive....... There just aren't words for the rest of that statement.