I have collected all of my credit cards that I have been issued over the last 10 years. I have only two left to pay off. I will not be using credit cards again. I have been canceling the accounts as I have paid them off and I am going to send a video of myself destroying them for the Dave Ramsey Show on the Fox Business Network. He plays the best videos from his listeners that send in their credit card carnage and gives out awards once a year. It is hilarious how some people have destryed their cards.