This spring I opened 5 CD's with GMAC in an effort to diversify my
holdings with different financial institutions as the concern over
bank failures was increasing.

Through the GMAC / ALLY transition they effectively reduced my 2.65%
APY to 2.6% APY on my CD's. This is BULL *** Ally. I am Finance
Major and I know how to calculate NPV equations.

ALLY will never receive another penny from me. I am staying with ING.

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