Every year we go to Texas and fly into Hobby and fly out from San Antonio. The usual charge is an additional $87 for one way. Cost is generally in the $600-800 range three months prior to departure. Booked the other day for $336 for a week including the return charge. Happens every year. Probably upgrade me for free.

Another savings potential is renting off airport and downtown. Trip to Portland Oregon a few years back the difference was $50. LRV right from airport to downtown and when I needed the car it was dropped off at the hotel so I even saved an extra day and another $30.

Now does the credit card insurance really protect you so you don't need the very expensive insurance? Sure does. I hit a deer a few years back in Bandera TX. $2,000 in damage. My own insurance picked it up and the credit card picked up the $500 deductible.