Huntington is just playing semantics. If banks practiced transparency and truth in advertising (ha!!), then we wouldn't have to pay politicians to pass more reactive legislation. (It's called business with integrity, folks. But I guess that's a relative term to most big banks.) I bank with a credit union that has Online PC Banking, online pc banking, onLine pC banKing...or whatever. No matter how you spell it or what device I'm using to access it (including my iPhone), it's free. No asterisks, no price levels, no premium vs. basic, blah, blah, blah. It's FREE. It's ONLINE. I pay bills, any bills...for free. I transfer money between my CU accounts...for free. I transfer money between other financial institutions...for free. I download to Quicken, Excel, Mint.com...for free. The point is, I wouldn't take my money to Huntington whether they used an asterisk or an ampersand to disclose all their rules and conditions. I know what I get from my credit union, and I know what I don't get from a bank.