Umm... no.

Online banking is where you go to a website and view / do your transactions all on there. I have it with PNC. "PC Banking" is where you do calculations and such and bill payments on your home computer, potentially off-line most of the time. If I expected to be able to do my banking offline I would not be surprised if there's a fee associated with that.

I think you're off base /out of line on this "Online Banking" vs "PC Banking" issue. This one sounds more like a witch hunt than a legitimate beef with a product that was truly misrepresented, IMO.