I just really don't see how a company is allowed to put a "rule" in their clauses that says you can not take them to court.

Can I do that as a person? Unless you inform me in writing to "opt out" you can never sue me, you have to go through arbitration where I pick the arbitrator.

I am just so sick of all the "protection" all these big companies have. Even when they are found guilty, all they do is continue to fight it for years and years. The winners are the lawyers as they get to make money "forever".