@Nancy. You are quite correct. You do not - I repeat - do not need high level math skills to understand basic financial facts. I have taught for many years a consumer class for SPED students many of whom do not even know their times tables but can quickly find out exactly how much a loan will be, or a credit card or virtually any other long or short term purchase by using various calculators. The important items are having a budget, comparing wants and needs, long range financial goals, employment options, purchase of items such as insurance and just about anything else an adult will need. How to really shop both for the everyday needs such as groceries or the big ticket item. I stress one of your most significant budget items is an expense known as savings.

I could go on and on but recently had one student call me up. He was quite involved in our class on stocks - we use to purchase stocks on my dime and they would share any profits. This student had bought 500 shares of Alexion (ALXN) Pharmaceuticals back in 2006 and 500 shares of Gilead (GILD)at the same time - both with money from a military bonus. He also purchased several "Blues" at the same time. With splits on both he now holds 2,000 shares of each and a total value in excess of $300,000. He is as sharp as a tack with investments.

Edgar comments: Gang, please lets get back on the subject of deceptive price advertising.