I don't find it all that surprising. If you think about it LifeLock has to go to one of the three credit reporting agencies to get that information. It just happens to be equifax. As for sharing data. There would be no way for L.L. to get your info, from the reporting agencies, if they don't provide the information you give to them so they can give it to the reporting agencies. All L.L. does is do the leg work for you in getting the information from the agencies and then re-reports it with a little bit of monitoring while charging you a feel for the conveniance.