Quoting you "you need all three bureaus to be monitored with one service (a three-bureau report) or a combination of ID theft protection services." Why didn't you make a suggestion or two of which service(s) this/these might be?

Edgar replies: The chart above shows you most of the free services along with which credit bureau(s) they monitor in parenthesis. Just pick the ones you want from the list. There are no free three-bureau services, as far as I know. However, if you signed up for the recent Equifax settlement, that will give you three-bureau coverage for free for at least four years.