Paypal is the worst company I have ever dealt with. I was swindled out of $200 through them. I stopped payment through my bank, then Paypal proceeded to steal every refund and payment I received and apply it to the fraudulent balance. Took over a month to get response from them and finally one rep said if I provided proof it was fraud from my bank they would refund me. I got proof and when I contacted Paypal they said "case is closed" Beware, almost EVERY transaction on ebay goes through Paypal, even if you pay with a credit or debit card.