In reply to Nathan.

Thank you... at least one person actually evaluated the original statements in some depth. When I first heard of the "no tax on SS" the news outlet on which I heard it pointed out that there were income limitations on exclusion. Anyone who listens to, or reads, news on a site that didn't point that out... change your sources!

The original claim was not really false ("many" or "most") actually will not pay tax on their SS because "many" or "most" are not at the income levels that would exclude no tax. Yes, it is written in a way that many careless readers would misinterpret, if they are higher earners, but what's new about that? And running this by AI is both embarassing and sad. I have so many friends who think AI is somehow wiser than we are. If you're wise, it's not wiser than you. If you're not wise, many are wiser than you. Find someone to be close to who IS wise, in that case, who can perhaps explain things to you as Nathan has above. And yes, if you just believe and accept what you hear (whether from government, news, internet, etc.) today, you are asking for big problems in your life because misrepresentation of reality is becoming the rule, not the exception! :)