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October 28, 2019

CVS’ Surprisingly Generous Coupon Policy

Filed under: Food/Groceries,Health,Retail — Edgar (aka MrConsumer) @ 5:56 am

The last place one might expect a retailer to be overly generous to customers is CVS Pharmacy. But their coupon acceptance policy has some unexpected benefits for shoppers.

Let’s say CVS has certain vitamins on sale “buy one, get one free” and you have two $1 manufacturer’s coupons. Most stores would say you can only use one of those coupons for the item you are paying for because the other one is free. Not CVS!

*MOUSE PRINT:

Can I use multiple coupons on sale items? Yes, for certain coupons and certain sale items.

Examples:
• Suave shampoo is on sale for $2.00 Buy One, Get One Free (BOGO) and the customer purchases two shampoos; the
customer may use two coupons for $1.00 each.

CVS actually allows you to apply one of these two coupons to the free item.

Another unexpected bit of generosity occurs in this example:

Suave shampoo is on sale for $2.00 BOGO and customer has a mfr. coupon for Suave BOGO. Customer will receive both
items for free but will need to pay any applicable tax.

In this case, you don’t even have to buy the first bottle of shampoo. Amazing.

While we’re on the subject of CVS coupons, recently MrConsumer used a bit of his own brand of coupon magic at CVS where he bought over $25 worth of merchandise and only paid… drumroll… $1.68.

CVS products - receipt

Each of the three items was over $8 regular price, but they were all on sale. The pills were buy one, get one free and I had both a single $5 off manufacturer’s coupon and a $2 off CVS coupon. The trail mix was on sale for $4.99 but I had a $3 CVS snack coupon, and $2 toward anything store coupon. The net result was a 93-percent savings (excluding sales tax).




Please Help Support Mouse Print*

give support For 24 years, Consumer World has served readers with the latest consumer news, money-saving tips, original stories, and independent investigations. But we no longer receive financial support from a corporate sponsor. So reluctantly, MrConsumer turns to you and humbly asks for your help to keep Mouse Print* and Consumer World available free. Your gift will be most appreciated.


• • •

September 9, 2019

NBC TODAY Show Caught Up in Diet Pill Scam

Filed under: Health,Internet,Retail — Edgar (aka MrConsumer) @ 5:39 am

NBC’s TODAY Show has innocently gotten caught up in a diet pill scam that Consumer World discovered.

I was recently on a local television station’s website (CBS 19) and saw what might be an interesting story about Kelly Clarkson losing 105 pounds.

CBS 19 ad

Upon clicking the box, you are taken to what looks like the TODAY Show website where the story becomes even more intriguing because of the headline — “Kelly Clarkson Forced to Lose 105 Pounds by NBC Producers.” According to the story, producers of “The Voice” were requiring Clarkson to lose at least 50 pounds and if she did not she would lose her role as head coach on that program per the terms of her contract. Her lawyer was unable to negotiate a compromise.


View full size

Ellen DeGeneres apparently caught wind of the controversy and recommended a particular product to Clarkson to help her lose weight.

The TODAY Show writer of this story then describes her own test of that product. And with that, MrConsumer realized he had been duped. This whole story was really an advertisement for Keto 101 weight loss pills. But why had the TODAY Show become involved with something shady like this?

*MOUSE PRINT:

The answer is, they didn’t. The promoters of these diet pills apparently hijacked the format of the TODAY Show website and created their own phony story using the TODAY logo. The URL (Internet address) of the web page was diet.healthy-service.com rather than today.com. In fact, they even changed all the TODAY menu links to their own ordering page.

Pill URL

As with many of these product promotions, there was a long list of phony consumer testimonials near the end followed by a free trial offer of a 30-day supply of these pills. Just pay $4.95 for shipping, they claimed. But the ordering page had its own hidden gotchas.

order form

*MOUSE PRINT:

terms expanded

Only when you expand the offer terms section do you learn you will be charged $89.99 for pills if you don’t cancel during the trial period because you have been enrolled in a membership plan with automatic shipment of refills every month.

As if that is not bad enough, if one looks at the complete terms and conditions section, you learn that although they are sending you 30 days worth of pills, the free trial is only 14 days. And the free trial period begins on the day you place your order and not when you receive it. So it is possible that your free trial period could expire before you even get the product.

*MOUSE PRINT:

terms highlighted

We notified the folks at the TODAY Show about their website being appropriated by these pill pushers. They responded that “the problem is they are very hard to track down… [I’ll] send them to our legal department, so they could get some type of cease and desist action going.”

It should be noted that the above fake TODAY Show web page was just one of four variants that we found, all using similar tactics and slightly different pill names. What’s particularly bold about these fake sites is that they are using the real names and look and feel of actual TV news sites as noted in our main story, rather than made-up names like “Health News Today” as they used to.

Reader beware!

If you have been a victim of one of these look-alike major media sites, please tell us in detail what happened in the comments.




Please Help Support Mouse Print*

give support For 24 years, Consumer World has served readers with the latest consumer news, money-saving tips, original stories, and independent investigations. But we no longer receive financial support from a corporate sponsor. So reluctantly, MrConsumer turns to you and humbly asks for your help to keep Mouse Print* and Consumer World available free. Your gift will be most appreciated.


• • •

August 26, 2019

Otter Pops: 100% Fruit Juice, or Are They?

Filed under: Food/Groceries,Health,Retail — Edgar (aka MrConsumer) @ 5:56 am

Rachel K. recently bought her kids some Otter Pops as a summer treat. The variety she purchased, being a health conscious mother, was labeled “100% fruit juice.” For those unfamiliar with this item, they are plastic sleeves filled with juice that you serve frozen.

Otter Pops box

Looking at the ingredients statement, this sharp consumer noticed something completely unexpected.

*MOUSE PRINT:

Otter Pops ingredients

That’s right, sugar! She rightfully asks how can this product advertise that it is 100% fruit juice when it has added sugar. In fact, the nutrition facts statement says it has three grams of added sugars. That means these pops have almost 50% more sugar than regular apple juice.

FDA regulations seems to require manufacturers to add a statement after a 100% juice claim if it contains non-juice ingredients. In the case of added sugar, it might have to be labeled “100% juice with added sweetener.”

21 CFR 101.30 (3) If the beverage contains 100 percent juice and also contains non-juice ingredients that do not result in a diminution of the juice soluble solids or, in the case of expressed juice, in a change in the volume, when the 100 percent juice declaration appears on a panel of the label that does not also bear the ingredient statement, it must be accompanied by the phrase “with added ___,” the blank filled in with a term such as “ingredient(s),” “preservative,” or “sweetener,” as appropriate (e.g., “100% juice with added sweetener”), except that when the presence of the non-juice ingredient(s) is declared as a part of the statement of identity of the product, this phrase need not accompany the 100 percent juice declaration.

When we questioned the FDA directly about products like Otter Pops, they indicated that this regulation only applies to beverages and thus is not applicable because this product is a frozen treat. In that case, less specific regulations apply, and the FDA spokesperson said the agency would likely accept the labeling as it currently appears.

However, the Center for Science in the Public Interest, said in comments to the FDA about a related regulation that “One hundred percent juice must be precisely that – 100% juice product from the fruit(s), exclusive of any other non-fruit juice ingredient, like added sugar.” And if does have added sugar, that fact must be clearly stated upfront.

We asked the company if they could understand how consumers are being misled by their front label and inquired on what basis they believed they were in compliance with FDA rules. A public relations spokesperson for Jel Sert, the manufacturer, responded:

“The Otter Pops label complies with the regulations promulgated under the U.S. Food and Drug Administration, with the label stating “with other ingredients added.” We are confident that our packaging is accurate and does not contain misleading information.”

In our mind, stating on the front label in small type that the product contains “other added ingredients” is insufficient to overcome the impression created by the phrase “100% fruit juice” in much larger letters. Most consumers would understand “100% fruit juice” as a product having no added sugar.




Please Help Support Mouse Print*

give support For 24 years, Consumer World has served readers with the latest consumer news, money-saving tips, original stories, and independent investigations. But we no longer receive financial support from a corporate sponsor. So reluctantly, MrConsumer turns to you and humbly asks for your help to keep Mouse Print* and Consumer World available free. Your gift will be most appreciated.


• • •

April 29, 2019

Act Fluoride: Alcohol-Free?

Filed under: Food/Groceries,Health,Retail — Edgar (aka MrConsumer) @ 5:55 am

Bob F., a regular Mouse Print* reader, recently bought a bottle of Act fluoride mouthwash/rinse for kids. The front label of the bottle clearly stated that the product was “alcohol-free.”

Act front

When he looked at the ingredients statement, however, he was taken aback.

*MOUSE PRINT:

Act ingredients

The first inactive ingredient listed was “benzyl alcohol.” What?

Clearly, any parent would be concerned about a child swallowing this candy-flavored liquid if it contained alcohol.

But that is not the case here. When most consumers think of alcohol, they think of the alcohol in liquor. That is actually ethyl alcohol or ethanol. Benzyl alcohol in ACT is chemically different. It is a flavor enhancer and preservative.

So, Act is properly labeled as “alcohol-free” because it does not contain the common type of alcohol that you find in other mouthwashes like Listerine.




Please Help Support Mouse Print*

give support For 24 years, Consumer World has served readers with the latest consumer news, money-saving tips, original stories, and independent investigations. But we no longer receive financial support from a corporate sponsor. So reluctantly, MrConsumer turns to you and humbly asks for your help to keep Mouse Print* and Consumer World available free. Your gift will be most appreciated.


• • •

April 8, 2019

Sometimes Dental Discount Plans Can Be Cheaper Than Dental Insurance for Procedures

Filed under: Health — Edgar (aka MrConsumer) @ 5:54 am

MrConsumer had a root canal that recently developed an infection and root tip surgery (an “apico”) was recommended as a possible remedy.

Not wanting to inflict pain on my pocketbook also, I asked if the dental office manager would be willing to charge me the “allowed” Blue Cross dental insurance price for the procedure despite the fact that my policy only covered preventive work like cleanings, exams, and x-rays. She said she would and added that by contract with some insurers, dentists are required to only charge the allowed amount to patients in such cases. Whether that is true or not, I don’t know, but I’ll take the discounted price, thank you very much.

I asked for a breakdown of what the “cash” (no insurance) price would be versus the Blue Cross price.

Apico price comparison

With my current insurance which would pay nothing toward the procedure, the full amount I would have to pay is $900 less than the cash (uninsured) price. Wow, what a savings.

But, I happened to ask if this endodontist accepted any discount plans. A discount dental plan is not insurance but rather a membership you can buy that offers a set of predefined prices for dental procedures that are 10% – 50% less than the uninsured cash price. Some well known insurance companies like Aetna and Cigna offer such plans, and independent firms do too. The plans vary in price, but for a single individual you would pay between $100 and $125 a year for one.

To MrConsumer’s everlasting delight, the office manager said that they accept Cigna Preferred Network Access. She gave me their pre-negotiated discount prices for my procedure:

*MOUSE PRINT:

Apico discount prices

This discount plan was $400 less than the Blue Cross price, and $1,300 less than the cash price. Yikes, what a savings.

So MrConsumer bought the Cigna discount plan using a percent-off promo code, which brought the price down to $99 plus a $20 administrative fee. And the plan went into effect the very next day, with no waiting periods for major procedures.

So, as we have all read that sometimes buying prescription drugs using a discount card rather than your health insurance might save you money, such is also the case with dental discount plans. Many dentists do not accept any of these plans, so this may not be a solution for everyone facing high dental bills.

Where do you find these plans and which dentists accept them? Just go to DentalPlans.com . [If you use this link, you will receive a 15% discount, and get an extra month free, as will MrConsumer.]




Please Help Support Mouse Print*

give support For 24 years, Consumer World has served readers with the latest consumer news, money-saving tips, original stories, and independent investigations. But we no longer receive financial support from a corporate sponsor. So reluctantly, MrConsumer turns to you and humbly asks for your help to keep Mouse Print* and Consumer World available free. Your gift will be most appreciated.


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