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Apprentice Game: Get Rich with Trump*

Get Rich with Trump smallIf you are addicted to NBC’s Apprentice, you may be eager to try to win $10,000 by predicting which wannabe should be fired by the end of the show each week. To that end,the program created a “Get Rich with Trump” game inviting you to text message the letter of the loser to a particular number while the show is on the air.  They then hold a drawing amongst all entries, and one lucky person wins $10,000.

*MOUSE PRINT: What is not orally disclosed during each presentation of the game promo are two key facts in the mouse print:  (1) each text message you send costs 99 cents plus any text messages charges levied by your cell company, and (2) you can play the game for free by visiting nbc.com/APPRENTICE.  [Oral disclosure is only made during the first promo of the evening, and not during the subsequent three other ones. NBC Apprentice, May 1, 8, 2006]

Under state and federal law, a company cannot charge a price for the chance of a prize (the definition of a “lottery”) unless they also offer a “no purchase necessary” means of entry.  That is why NBC offers the web option, but certainly does not disclose its availability prominently.

The fee to play the game probably will come as a surprise to many people who call in, since in most presentations of the promotion, there is no oral disclosure of the price.  The newness of text messaging services poses a problem for existing laws, like the FTC’s “Pay Per Call” rule.  Those requirements which mandate oral disclosure of the price of a call were designed primarily for calls to 900 numbers.  It may be time to update the rules to include text messaging services as well.

“Get Rich with Trump” is more likely to make its promoters rich(er) rather than you.

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Electrasol: Get 3 Years Free*

Electrasol free tabs for three yearsThe ad is pretty clear: when you buy a select Whirlpool or KitchenAid dishwasher, you get three years-worth of Electrasol dishwasher detergent free.  The slightly smaller print says, “Get up to 3 Years FREE*” [Emphasis added] [Parade magazine, April 9, 2006]

*MOUSE PRINT: “3 year supply equals six 85 count canisters.”

That would give you enough dishwashing tablets for 510 loads. Some medium to large families probably have to run the dishwasher at least once a day, so over a three year period, they would require 1095 tablets.  This offer, despite the “3 year” promise, would provide only enough dishwasher detergent for less than a year and a half.

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American Express Clear: No Fees of Any Kind*

American Express Clear

American Express has a new credit card called “Clear.” The primary benefit of the card is that there are “absolutely no fees of any kind.”

*MOUSE PRINT: Buried in the terms and conditions is the additional 2% fee they tack onto transactions made in foreign currencies: “Transactions in Foreign Currencies: Transactions made in foreign currencies are subject to a conversion rate. Foreign currency conversion rate is base rate plus 2%, as described in the Cardmember Agreement.”  [AMEX website, April 13, 2006]

To their credit the list of fees they do NOT charge is impressive: late fees, annual fees, over-the-limit fees, balance transfer fees, cash advance fees, dishonored check fees, wire transfer fees, stop payment order fees, and statement copy fees.

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