Updated every Monday!   Subscribe to free weekly newsletter.

LifeLock Capitalizing on Equifax Breach, But Has a Secret!

LifeLock, which for years has touted its identity theft services, is doing big business in the wake of the Equifax data breach. And they are not shy about capitalizing on Equifax’s woes.

Lifelock

But as first reported by the L.A. Times, LifeLock has a little secret buried in its terms and conditions:

“You consent and authorize LifeLock and its Service Providers, including but not limited to Equifax, to access your personal credit information in order to (i) confirm your identity, (ii) display your credit data to you related to your use and enjoyment of the product and (iii) provide your Equifax credit data to LifeLock so that LifeLock may create and deliver to you, certain fraud alert products.” [color added for emphasis]

That’s right, LifeLock buys some of its services from Equifax, the very company that had a breach that LifeLock’s protection services are trying to alert you about.

The L.A. Times story also notes that LifeLock may share personal information with Equifax including information not normally found in Equifax’s files such as your driver’s license number, passport number, and your email address.

Updated every Monday!   Subscribe to free weekly newsletter.

Is It a Feature Story or a Commercial?

On September 6, Inside Edition ran a story during their daily program where a dermatologist was being interviewed giving tips to viewers on how to maintain a youthful, healthy appearance. Toward the end of the segment she recommends a particular product for the face and neck.

Here is the web version of the story (which may vary slightly from the TV version which our story is about):



Click arrow to play video

It only began to sound fishy when the dermatologist started ticking off all the benefits of the cream and then said it was a bargain at Target.

To the best of MrConsumer’s memory, there was no conspicuous disclosure at the beginning of the TV version of the piece nor at the end to indicate that the doctor was a paid endorser, as it appears at the end of web version.

In fact, it was at the end of the TV show in the credits that the following disclosure appeared, captured live as it aired:

*MOUSE PRINT:

Inside Edition disclaimer

So what’s the problem here? There are actually two issues. First, this story had the look and feel of any other segment on Inside Edition when in fact it was a mini-infomercial for a product. In Federal Trade Commission-speak, this is “native advertising” where an ad is made to look just like the surrounding content in form and style. And the FTC has guidelines saying there should be clear and conspicuous disclosure that this is actually advertising.

There were some half-hearted attempts within the piece to make disclosures. The voiceover states in passing toward the beginning “we teamed up with No7.” The trouble is the viewer has no idea what “No7” is because it is not a familiar product name and has not yet been introduced on the screen. That disclosure doesn’t clearly convey that this is really an ad. It is several minutes after the piece ends in the TV version that the bold on-screen disclosure is made, as shown just above.

Secondly, under the FTC’s guides governing endorsements and testimonials, since it appeared that the doctor was merely a guest being interviewed on a television program and was not acting in a commercial, the viewer would have no idea she was being paid by the manufacturer. Thus, a clear disclosure of that fact was necessary. In our view, the identifier thrown up on the screen for a mere three seconds — “Dr. Doris Day — Dermatologist/No7 Spokesperson” — would not be noticed or understood by most viewers to clearly convey the fact that this doctor had been paid for these comments. And the disclosure at the end of the program was too late.

Dr. Doris Day

We wrote to the executive producer of Inside Edition raising these issues, asking why better disclosure was not made, and whether it would be in future pieces. To date, no response has been received.

Updated every Monday!   Subscribe to free weekly newsletter.

Brush Your Teeth and Get Vitamins Too?

For years, product manufacturers have added vitamins to their products as a marketing tool to boost health conscious consumers’ interest in them. Now comes a new product called Vitaminpaste®. You guessed it — a toothpaste with vitamins (and curiously, no fluoride).

Vitaminpaste

Here’s how it is advertised:

vitaminpastead

The company claims that you “Get extra vitamins, minerals, and antioxidants every time you brush.” The ad also says the product is safe to swallow.

To us, what’s hard to understand is the claim that this product is going to boost your intake of vitamins. The ad doesn’t list all the vitamins in the paste, and neither it nor their website specifies the amounts of each in the product. So… we found a tube in the store and checked the back.

*MOUSE PRINT:

Vitaminpaste ingredients

An inch of toothpaste delivers just 7% of the daily requirement of eight vitamins and minerals. And maybe if you ate the stuff, you would get that small boost of vitamins. But most people spit out toothpaste. And even the back of the box recommends you spit it out and rinse the residue.

*MOUSE PRINT:

instructions

So the question becomes, can vitamins and minerals be absorbed by the body just by being in your mouth for a minute or less? The company’s answer is actually on the back of the box in small print.

*MOUSE PRINT:

absorb rate

According to them, you only get 10% of the listed daily requirement. That means you get 7/10ths of one percent of each vitamin per brushing.

For about $4.99 for a 4.1 ounce tube, this whole thing is hard to swallow.