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Sometimes Zero-Percent Financing Is Not Zero Percent

Don’t you get annoyed when you see something advertised as one thing, but then learn there is also a sneaky catch that changes the offer?

That’s what happened recently to Mark D. He told us about a TV commercial he had seen from Sleep Number — the adjustable bed company — offering zero-percent financing on certain mattresses.

Sleep NUmber TV ad

The fine print that is very easy to miss has a surprise for purchasers who were expecting to pay no finance charges.

*MOUSE PRINT:

Sleep Number 2% fee

The company added a sneaky two-percent junk fee onto each monthly payment.

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Getting So Many Search Results Makes Shopping Harder

Have you ever noticed how bad some retailers’ online search results are? You are searching for a pretty specific thing, but the search results you get show you tons of irrelevant products. Other sites provide you with exactly what you were searching for, but display so many results that you could never review all of them.

For example, having just bought a blood pressure monitor from Amazon, MrConsumer decided to check Wayfair during their Way Day sale. So he entered “blood pressure monitor” in quotes in their search field.

Look at the results.

*MOUSE PRINT:

Wayfair search results

It spit back a 200-page list containing 9,868 results! How many were actually blood pressure monitors? It appears to be four! And when I double-checked to see if they had the brand I bought, Omron… I got 45,861 results only one of which appeared to be an Omron brand product!

More recently, Wayfair improved. Now searching for “blood pressure monitor” provides “only” 4,410 results, 10 of which were actually those devices.

By comparison, Target provided 59 results, all of which were blood pressure monitors.

Amazon and Walmart had a different problem. Amazon offered about 450 relevant results. And Walmart provided about 1,250 results, virtually all of which were blood pressure monitors. How can any human deal with whittling down so many choices?

The abundance of relevant search results at Walmart is even prevalent when searching for grocery items making shopping online far more difficult.

*MOUSE PRINT:

Walmart Search Results

This whole concept of having too many choices has a name – the paradox of choice.

It is hard to say which is worse — too many irrelevant search results or too many relevant ones. What do you thnk and what has been your search and shopping experience?

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Can Dove Deodorant Grow Back Lost Skin?

Since April, Dove has been running a deodorant commercial claiming that when women shave their armpits, one third of what they remove is skin. But if they use new Dove deodorant, it helps repair it.

The company posed a problem — lost skin, and proposed a solution — spray it with Dove. “Shave it? Dove it,” the ad says repeatedly.

The commercial concludes by saying “replenish your skin after every shave.” That almost sounds like there is human skin in each can because “replenish” means to fill back up or build back up.

*MOUSE PRINT:

After the announcer says one-third of what is lost is skin and “Dove helps repair it,” this one-second fine print footnote comes on the screen.

repair barrier disclaimer

That is the only time the company says in the ad that what they are really talking about is repairing the skin’s barrier.

The website for Dove Cool Essentials explains a bit further:

Did you know that when you shave, 1/3 of what you remove is skin? That’s why our Advanced Care Cool Essentials Antiperspirant Dry Spray is infused with Pro-Ceramide Technology, which helps strengthen your skin’s barrier by helping boost ceramide levels (that naturally deplete when you shave).

That is apparently a true statement. The sunflower oil in the spray’s ingredients could perform a protective function if it was applied in sufficient quantity to help the skin stay moist and may help protect against infections. But that is not the same as suggesting that the ceramides in the deodorant can repair lost skin or build it back up — the very problem the commercial seems to be alerting viewers about.

We asked a dermatologist if this product could possibly repair lost skin or replenish it. She said she was not aware of any evidence-based science to support those claims. A second dermatologist said that ceramides are an ingredient in popular lotions and creams to add moisture to treat dry skin, but he did not know if the company’s claims were true or just theoretical.

So we asked Unilever, the manufacturer of Dove deodorant, if they had studies that demonstrate that use of this Dove deodorant can replenish lost skin. They did not reply to multiple inquiries.

As a result, we have asked the National Advertising Division of Better Business Bureau National Programs to open a case about this advertisement.