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If You Don’t Check Your Cable Bill…

How good are you at scrutinizing your monthly bills for your cellphone, cable, Internet, telephone, credit card, and other services? Many people simply don’t have the time or inclination to do so, or are so turned off by the complexity of these bills that they have given up even trying to decipher them.

If you fail to do so, however, you are putting your wallet in financial jeopardy, as this story illustrates.

We received a complaint from Paula G. who noticed a charge on her Comcast bill for $4.20 for something called “The Cable Guide.” She believed this was the onscreen programming listing, or maybe even an enhanced version that appeared on her TV set.

*MOUSE PRINT:

Comcast bill

When she called Comcast to find out, the representative couldn’t explain what it exactly referred to, but volunteered to remove it from her bill going forward. Not satisfied, the consumer contacted us.

We asked her if this was something she had ordered, and how long she was being billed for it. The consumer indicated that she has been a Comcast customer for about 20 years at her location, that she generally just pays her bills without reviewing them carefully, and that a review of the oldest Comcast bill she had — from January 2007 — showed the same $4.20 a month charge on it too.

Yikes! She’s been paying over $50 a year for nine years for this program guide.

TV GuideWe contacted the PR folks at Comcast, who were extremely responsive. Within a few days, they offered an explanation. Our consumer was being billed for a TV Guide subscription that they say she ordered. “The Cable Guide” was a separate magazine that Comcast offered years ago. TV Guide purchased it, and subsequently sent subscribers TV Guide instead.

When told of this, Paula G. contended that she never ordered TV Guide or The Cable Guide– and that it might have been crammed onto her bill. After all, she contends, why would she have directed the magazine to be sent to her work address where there is no television.

Comcast strongly denied that it would add something like this onto a customer’s bill without them actually ordering it. Nonetheless, as a goodwill gesture, the company agreed to refund one year’s worth of TV Guide — about $50.

Incidentally, it should be noted that Comcast is charging up to three times the going subscription rate for TV Guide — it sells for only $16.50 a year on the magazine’s own website. And unlike virtually any other magazine seller, Comcast does not send you an annual renewal notice that you affirmatively have to return in order to continue the subscription.

We suggested to Comcast that at the very least the line on monthly bills for “The Cable Guide” really should say “TV Guide magazine subscription” so customers would know exactly what the $4.20 charge was for. As of last Thursday, Comcast reports that they have changed the wording on customers’ bills.

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Thanks for Nothing #1

We are starting a new recurring feature today called “Thanks for Nothing.” It is designed to highlight offers that seem great on their face, but when you get down to the details, you’ll probably say forget it.

Example 1:

For Black Friday, Lowe’s advertised 60-watt LED bulbs for an amazing 99 cents each — the lowest price ever.

99 cent LEDs

*MOUSE PRINT:

2000 hours

These bulbs only have an expected life of 2000 hours. That is about one-tenth the time the average LED bulb is expected to last. (See our prior story about LED bulb longevity.)

Thanks for nothing, Lowe’s.


Example 2:

Also during Black Friday weekend, online stores had some amazing deals. One that crossed our screen was this leather chukka boot for only $30 — quite a bargain at that price:

Vegan Leather

*MOUSE PRINT:

Upon closer examination, it says “vegan leather.” Huh? Is that like gluten-free leather? Who knows… so we asked the company whether this was man-made, and if so why they didn’t say so. They responded:

“It is man-made however, that is vegan friendly which is why they put vegan leather/suede.” — Street Moda, customer service

So if your dog is on a vegan diet and decides to chew on your chukka boots, he won’t be going off his diet, I guess.

And to the extent that this company is trying to mislead consumers into thinking that this is a form of real leather, thanks for nothing, Street Moda.


Example 3:

Also just ahead of Black Friday, Big Lots sent out an email with a seemingly very valuable coupon — “$10 off everything” it proclaimed in the subject. Since both Kohl’s and J.C. Penney offered similar $10 off coupons on anything, this seemed very plausible.

10 off everything

*MOUSE PRINT:

$10 off $50 purchase

Oh, did you forget to list the minimum purchase requirement in the subject, Big Lots?

Thanks for (almost) nothing.


We welcome your submissions of other great “thanks for nothing” examples. Just email them to edgar(at symbol)mouseprint.org .

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Kiss Your Written Warranty Goodbye

warrantyFor decades, federal law has required manufacturers that guarantee their products to include a written warranty on or in the box containing the product. Retailers have also had to make available a physical copy of all warranties for review by prospective purchasers right in the store.

That is all about to change because of a revision of the Magnuson-Moss Warranty Act of 1975 that was just signed into the law on September 24. The amendment, called the E-Warranty Act of 2015 directs the Federal Trade Commission to revise its rules within one year to allow e-distribution of product warranties.

*MOUSE PRINT:

Manufacturers will now be allowed to merely include a link on or in their product packaging directing the purchaser to the warranty on its website. To accommodate those without Internet access, manufacturers must provide a telephone number or physical mailing address to contact the manufacturer to obtain a copy.

Similarly, retailers will no longer have to have physical copies of all warranties in a binder for customers to review before purchase, but can alternatively provide access to them electronically in the store.

Is this good for consumers? MrConsumer says absolutely not! Why should I as a purchaser have to jump through hoops just to get a copy of the manufacturer’s warranty for the product I just purchased? It should be there right in the box. Period. If they don’t provide you with a copy of the warranty in the box, aren’t you less likely to know you even have one and less likely to use it? And who do you think that is going to benefit?

This past June, Consumer World conducted a spot-check of 20 online stores which revealed that they failed to post the warranty electronically on their websites for four-out-of-five items checked. Under current FTC rules, online sellers either had to post the actual warranty on their website or tell customers how to obtain it. So while the idea of making warranties available electronically may be forward thinking, if stores or manufacturers don’t actually do it, thanks for nothing.

If there is any bright side to this new law, it is that the FTC can now fix an oversight in the recent review of its warranties rules, and require online sellers to post the actual product warranty for everything they sell (rather than be able to direct shoppers to the manufacturer).